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Easter Draw 2021 Winners

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Congratulations to the winners in our Easter 2021 Draw:

3 x Ford Focus Winners:
Brendan Hussey, Castleknock, Dublin 15
Bridie O’Brien, Naas, Co Kildare
Frank Murphy, Enniscorthy, Co Wexford

3 x Hyundai Kona Winners:
Therese Fahey, Garda Staff, Garda College, Templemore, Co Tipperary
Trevor Mallon, Ballyfermot Garda Station, Dublin
Richard O’Sullivan, Ballincollig Garda Station Cork

5 x €10,000 Winners:
Sarah Ormond, Tullyallen, Co Louth
John Hynes, Ballinasloe, Co Galway
Ciaran Curran, Nenagh, Co Tipperary
Justin & Audrey Delaney, Co. Meath
Aidan Pennick, Navan Garda Station, Co Meath

5 x €5,000 Winners:
Hugh Shovlin, Artane, Dublin 5
Anthony Moran, Naas, Co Kildare
Mark Phillips, Swords, Co Dublin
Joanne Hennessy, Corofin, Co Galway
Siobhan Mc Coy, Ardee, Co. Louth

10 x €2,000 Winners:
Hugh O Donnell, Bandon, Co Cork
Mick O Shea, Baldoyle, Dublin
Patrick Healy, Dunboyne, Co Meath
Peter O Grady, Mountshannon, Co Clare.
Liam & Mary Woods, Carrigrohane, Co Cork
Craig O Sullivan, Douglas, Co Cork
Lisa Moroney, Peterswell, Co Galway
James & Fiona Kearney, Innishannon, Co Cork
John Carroll, Boyle, Co Roscommon
Timothy G Ryan, Lissycasey, Co Clare

10 x €1,000 Winners:
Thomas & Nora Deegan, Celbridge, Co Kildare
Johanna Gordon, Dunmore West, Kilkenny
Niamh Boyle, Mallow, Co Cork
Kieran Shankey-Smith, Navan, Co. Meath
Rose Donovan, Bishopstown, Cork
Claire Kirby, Corbally, Limerick
Colm Kelliher, Glanmire, Co. Cork
Michael J Melody, Castletroy, Limerick
Margaret Cahill, Kiltimagh, Co Mayo
Tara Connolly, Ballina, Co Tipperary

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March 2021 Draw Winners

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Congratulations to the winners in our March 2021 Draw:

Hyundai KONA Winner:
Eileen Maye, Sligo Town, Co. Sligo

€5,000 Winner:
Emma Curry, Ringsend, Dublin 4

5 x €2,000 Winners:
1. Laurence & Eithne Barry, Skibbereen, Co Cork
2. Anthony Merrigan, New Ross, Co Wexford
3. Ellen Barry, Crumlin Garda Station, Dublin 12
4. James Madden, Turner’s Cross, Cork
5. Gillian Murray, Wexford Garda Station, Co Wexford

5 x €1,000 Winners:
1. Sinead Heffernan, Waterford, Co Waterford
2. Margaret O Brien, Doneraile, Co Cork
3. Damien Scanlon, Celbridge, Co Kildare
4. Maurice Hickey, Anglesea St. Garda Station, Co Cork
5. Patrick Hanley, Kilrush Garda Station, Co Clare


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February 2021 Draw Winners

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Congratulations to the winners in our February 2021 Draw:


Ford Focus:

Aisling Currams, Leixlip Garda Station, Co. Kildare             

€5,000 Winner:

Alan Barry, Murroe, Co Limerick

5 x €2,000 Winners:

  1. Tomas Ryan, Midleton Garda Station, Co Cork
  2. Kalla Maguire Mangan, Mullingar, Co. Westmeath
  3. Amanda Carrick, Longwood, Co Meath
  4. Thomas King, Castlerea, Co Roscommon
  5. Tara Towey, Kilkelly, Co Mayo

5 x €1,000 Winners:

  1. James & Cait Quaid, Templemore, Co Tipperary
  2. Derek Deloughery, Kilrush, Co Clare
  3. Daniele Flood, Ardee Garda Station, Co Louth
  4. Patrick Coughlan, Swords, Co Dublin
  5. Breda Naughton, Templeogue, Dublin 6w


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Winner – Priceless Ireland Giveaway

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Congratulations to Jim Lennon, Delgany, Co. Wicklow, the winner of our recent Priceless Ireland Giveaway Promotion.

All our Current Account members who used their Debit Mastercard three times during December were automatically entered into a draw to win a Priceless Ireland prize of a wonderful 5* hotel experience in Ireland.

With Current Account and the contactless Debit Mastercard, St. Paul’s Garda Credit Union provides a trusted alternative to the banks for all your daily banking needs. Importantly, given the times we live in, with our Debit Card, members can make purchases online and in store without the need to handle cash, thus helping to reduce the risk of virus transmission. It is the modern way to pay and with our Current Account, payments using the Debit Card are free.

Debit Mastercard, also allows our members the additional benefits of Mastercard’s Priceless Ireland program, where they can enjoy exclusive offers, benefits and the Mastercard experience simply by registering their card details at

Further information on St. Paul’s Debit Card and Current Account is available on the Current Account Page of our website.

January 2021 Draw Winners

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Congratulations to the winners in our January 2021 Draw:

Hyundai Kona:

Sheila Sheehan, Pallaskenry, Co Limerick

€5,000 Winner:

Rody Hayes, Glencolmkille, Co Donegal

5 x €2,000 Winners:

  1. Ms Mary Kennedy McSweeney, Bunclody, Co Wexford
  2. Mr Kilian J Colleran, Churchtown, Dublin 14
  3. Andrea Rogers, Ballyshannon, Co Donegal
  4. Ms Ruth Brennan, Skehard Road, Cork
  5. Mr Kieron Hanley, Athleague, Co Roscommon

5 x €1,000 Winners:

  1. Mr Thomas & Marie Fox, Nenagh, Co Tipperary
  2. Mr John C Crowe, Baldoyle, Dublin 13
  3. Mr Thomas Enright, Croom, Co Limerick
  4. Mr James Gallagher, Butlersbridge, Co Cavan
  5. Mrs Anne Slattery, Tramore, Co Waterford

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January Draw Tomorrow, Tuesday 26th Jan!

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Last year St. Paul’s Garda Credit Union gave away 45 Cars and 350 Cash Prizes in our Draws with a total value of over €1.5 million


We are starting it all again tomorrow with our January Draw. We have increased the number of Cash Prizes in our Monthly draws so tomorrow

  • Somebody will win a Hyundai KONA,
  • Somebody will win €5,000,
  • 5 people will win €2,000 and,
  • 5 people will €1,000.


Best of luck everybody!


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24th Dec Winners

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Congratulations to the winners on Day 24 of our 24 Days of Christmas Draws


Hyundai Kona: Mr Kevin O Brien, Mullingar Garda Station, Co Westmeath

10 x €1,000 Winners

  1. Tadhg Manley, Carrignavar, Co. Cork
  2. Mr John A Glynn, Menlo, Co Galway
  3. Ms Margaret O Sullivan, Cashel, Co Tipperary
  4. Mrs Margaret Ivess, Askeaton, Co Limerick
  5. Malachi Mc Garvey, Carrick, Co Donegal
  6. Mr Michael Dunne, Newport, Co Tipperary
  7. Susan Togher, Ballybofey, Co Donegal
  8. Mr Padraig Nagle, Rathnew, Wicklow
  9. Mr Killian V. Fitzharris, Carlow, Co Carlow
  10. Mr Shane Greene, Gorey, Co Wexford


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The final changes under the second Payment Services Directive, also known as PSD2 comes into full force from 1st January 2021. PSD2 will mean changes to how you shop online from 1st January 2021.

These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text.

These changes mean better protection for you and will make shopping online even more secure.


What do I need to do?

To continue to shop online with your Current Account debit card, you need to make sure that we have the correct mobile number for you so that you can receive the one-time passcode required to complete your online shopping transaction.

If you change your mobile number ensure you contact us to update same.




How does SCA work?

When you’re shopping online, you will have to confirm that it is you, using your debit card to complete a purchase. You will receive a text message with a one-time passcode which you must input to complete your purchase.


Does SCA affect me?

Yes. SCA is already required for members who avail of their Credit Union’s online service and is now being introduced for shopping online with your Current Account debit card.

All financial service providers in Europe must implement these changes for customers.


What is a One-Time Passcode?

A one-time passcode is a random generated number. It is an additional security feature used to validate that it is you that is using the card. When you shop online, a passcode may be automatically sent by SMS text message to the mobile phone number you have provided to your Credit Union. You will be asked to input this passcode in order to complete your purchase.

The passcode will only be valid for the online purchase you have received it for. If you do not submit the passcode correctly within 15 minutes , it will expire and you will be unable to complete your online purchase. You will need to authorise the payment again to regenerate a new one-time passcode.


What will the SMS text message say with the passcode?

The message will be from CU Card Services and is a ‘No Reply’ message. It will not include your name or card number or ask for your account or PIN numbers, and will not contain links to click.

Sample message; 123456 is your one-time passcode. Use it within the next 15 minutes to complete your purchase for €XX at ‘Retailer’.


Can I choose not to proceed with the payment?

Yes, just click the ‘Cancel’ button on the merchant Payment Screen.


Can I opt out of this service?

You cannot opt out of this service. Under Payment Services Directive regulations  SCA must be provided for certain online transactions.


Why do you need my mobile number?

Your mobile number is unique so it can be used as part of the authentication process.


I do not have a mobile phone, will I still be able shop online?

As time goes on, it is unlikely that we will be able to verify if it is you shopping online, without using a mobile phone.

While certain transactions might work online for you, many will be subject to SCA. You will need to authenticate SCA transaction  by entering a one-time passcode sent to you by SMS text message.


What happens if I get a new phone?

If you get a new phone and your number stays the same, no action is required. If you change your mobile number you will need to contact your Credit Union to update your details.


I haven’t received an SCA authentication notification or the one-time passcode to ask me to confirm the transaction – what do I do?

Turning on push notifications is slightly different on each phone so check you have these turned on. If they are turned on you may not have received the notification due to a network issue. Please try again.

If you are experiencing difficulty completing an authorisation, you can contact CU Card Services available 24/7 on +353 1 693 3333 for further support.


More on St. Paul’s Current Accounts and Debit Card

23rd Dec Winners

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Congratulations to the winners on Day 23 of our 24 Days of Christmas Draws


Ford Focus: Catherine Deane, Crumlin Garda Station, Dublin 12

10 x €1,000 Winners

  1. Mr Aidan Mc Hugh, Tullamore, Co Offaly
  2. Mr Patrick Cosgrave, Dunmore East, Co Waterford
  3. Ms Anita Kelleher, Clogheen, Co Cork
  4. Linda Reilly, Ballinasloe, Co Galway
  5. Mr John Doolan, Prosperous, Co Kildare
  6. Mr Jim Hynes, Skerries, Co Dublin
  7. Mr William Doherty, Newtownforbes, Co Longford
  8. Mrs Carmel Coll, Castlebar, Co Mayo
  9. Jane Askins, Killorglin, Co Kerry
  10. Ms Jennifer Rowan, Belgium


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BREXIT Checklist for Online Shoppers

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As you are aware Brexit is coming on 31st December and it will have an impact on consumer rights.

The rights a consumer currently enjoys when shopping from an EU based website will no longer apply to items bought from the UK.

Packages arriving into Ireland from the UK after 31 December may also be liable for taxes and charges.

To help consumers with their online shopping, the Competition and Consumer Protection Commission (CCPC) have prepared the checklist below of things to note before you go shopping online.


Brexit Checklist for Online Shoppers

St. Paul's Garda Credit Union