Welcome to our Frequently Asked Questions section where you will find out everything you need to know about Loans at St. Paul’s Credit Union.

Q. How soon can I apply for a loan?

A. Straight away. Become a member and set up deductions from your pay, or a Direct Debit from your bank and you can apply for a loan. Loan applications are evaluated on your ability to repay over the life of the loan, not on what you have saved.

Q. How much can I borrow?

A. We offer loans up to €300,000 (Mortgages) – Apply for what you need and the Loan Officer will make the decision based on the information you have supplied. We will assess your application with a view to making a positive decision. We look for reasons to say “Yes”.