Typical example: A 3 year Car Loan of €10,000.00 will have 36 monthly repayments of €299.26, Interest 4.9% variable, (5.0% APR). If the APR does not vary during the term of the loan the total cost of credit is €773.36. The total amount payable is €10,773.36
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Car Loan 4.9% (5.0% typical APR)
Conditions:
- Minimum Loan amount €5,000 (Lower car loan amounts available at the Standard 7.75% Rate & Conditions (8% typical APR))
- Loan Duration: Up to 5 years
- Proof of purchase required (Copy of Vehicle Registration Cert) or loan cheque made payable to Motor Dealer or 3rd party
5% Rebate of Interest
Last year St. Paul’s paid a 5% Rebate of Interest on all loans back to our members, effectively reducing our Car Loan rate to 4.66% (4.75% APR)
More on 5% Rebate
Cashback
Get up to €400 Cashback when you get a loan from St. Paul’s to purchase a new Ford or Hyundai!
St. Paul's Cashback
How to Apply and Supporting Documentation
Information on how to apply for a loan and the supporting documentation that may be required
How to apply for a loan?
Compare a St. Paul's Loan with PCP Leasing
Compare the cost of PCP Leasing and see how you can save money with a St. Paul’s Loan
St. Paul's Loan v PCP Leasing
Loans are subject to approval. Terms and Conditions apply.
Figures quoted are indicative, actual repayments may vary