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Car Loan 4.9% (5.0% typical APR)

Typical example: A 3 year Car Loan of €10,000.00 will have 36 monthly repayments of €299.26, Interest 4.9% variable, (5.0% APR). If the APR does not vary during the term of the loan the total cost of credit is €773.36. The total amount payable is €10,773.36


  • Minimum Loan amount €5,000 (Lower car loan amounts available at the Standard 7.75% Rate & Conditions (8% typical APR))
  • Loan Duration: Up to 5 years
  • Proof of purchase required (Copy of Vehicle Registration Cert) or loan cheque made payable to Motor Dealer or 3rd party

5% Rebate of Interest

Last year St. Paul’s paid a 5% Rebate of Interest on all loans back to our members, effectively reducing our Car Loan rate to 4.66% (4.75% APR)

More on 5% Rebate


Get up to €400 Cashback when you get a loan from St. Paul’s to purchase a new Ford or Hyundai!

St. Paul's Cashback

How to Apply and Supporting Documentation

Information on how to apply for a loan and the supporting documentation that may be required

How to apply for a loan?

Compare a St. Paul's Loan with PCP Leasing

Compare the cost of PCP Leasing and see how you can save money with a St. Paul’s Loan

St. Paul's Loan v PCP Leasing

Loans are subject to approval. Terms and Conditions apply.

Figures quoted are indicative, actual repayments may vary

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future.