Current account from St. Paul's

Full service current account and Debit Card from St. Paul’s

Features & Benefits

  • Easy to sign up
  • Same friendly service
  • Globally accepted Mastercard® Debit Card
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Contactless payment
  • Transparent Fees
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards

Get College Ready

Student Current Account

Our Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, and best of all, there’s free day-to-day banking for Students. (Terms and Conditions apply)

In order to open a Student Current Account and avail of a fee concession, you must be aged 16 – 25 years, resident in the Republic of Ireland and in full time third-level education. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open a Current Account.

Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. 

Student Loans

We can provide you with loans for college fees and expenses, and a car loan if you now need a car to travel to college (Lending Terms and Conditions Apply)

More on St. Paul’s Loans

Easy Sign-Up

Contactless Payment

Transparent Fees

24/7 Support

How to sign-up?

The current account service is available to St. Paul’s Garda Credit Union members.

Find out more about becoming a member here.

Apply Online

(Single Accounts only) Log into cuOnline and click on “APPLY FOR CURRENT ACCOUNT”. Follow the simple application process, terms and conditions will be available during the process and are also available on the Downloads section of our website.

If you are not already registered for online account access via cuOnline we recommend that you register for online access now. When you have received your online access Username, PIN and Password you can apply for the Current Account and Debit Card and view and manage all your St. Paul’s balances online.

Joint Accounts

If you wish to apply for the St. Paul’s Current Account and Mastercard Debit Card on your St. Paul’s Joint Account, download complete and return the Current Account Application Form.

Current Account Terms & Conditions and Schedule of Fees and Charges are also available to download.


All you need to know about Current Accounts from St. Paul’s



Our current account fees are transparent and competitive.



Do you need an Overdraft for those unexpected expenses?


Foreign Currency

Foreign exchange conversion rates and the fees and charges

Currency Conversion Calculator