CURRENT ACCOUNT

Apply Online: (Single Accounts and over 18’s only)

Login to your Online Account and click on “APPLY FOR CURRENT ACCOUNT”. Follow the simple application process, terms and conditions will be available during the process and are also available on the Downloads section of our website.

If you are not already registered for online account access we recommend that you Register for Online Account access now. When you have received your online access Username, PIN and Password you can apply for the Current Account and Debit Card online.

Joint Accounts or 16 to 18yrs:

Beware of  Scams and Fraud that entice you to sign up online for a Draw or a Product Test which end up billing your Card or Account weekly or Monthly.

When signing up online for a free trial or product test, you may be agreeing to further weekly or monthly subscriptions in the ‘terms and conditions’ of the purchase, or the free item you are testing.

Top Tips for Subscriptions / Continuous Authorities

1. Ensure you review the Merchant Terms & Conditions prior to agreeing to them, do not tick “Accept T&C’s” until you have read and understood them.
2. Don’t sign up for a free offer unless you’re confident that you understand exactly what you’re agreeing to.
3. Research online reviews of the Merchant if they are unknown or if you have not previously made a purchase from them.
4. Don’t be enticed by celebrity endorsements or social media pop up’s. Scammers often use famous names and faces without authorisation.
5. Ensure there is adequate ‘Contact Us’ details & beware of the cancellation policy in case of any follow up queries are required.
6. Monitor your Current Account & Debit Card history regularly to see if you’re being charged for something you didn’t knowingly purchase.

Remember if it sounds too good to be true – it probably is!!

For more information download the Fraud Awareness Brochure below.

The final changes under the second Payment Services Directive, also known as PSD2 comes into full force from 1st January 2021. PSD2 will mean changes to how you shop online from 1st January 2021.

These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text.

These changes mean better protection for you and will make shopping online even more secure

Google Pay^™ is a secure and easy-to-use mobile payment service that allows you to use your Android phone to make contactless payments wherever you see the Contactless payment or Google Pay symbols. Download the Google Pay App to you Android phone and add your St. Paul’s Debit Card

Fitbit Pay^™ makes shopping at your favourite places more seamless than ever. You can use it anywhere you see the Contactless payment symbol. Just add your St. Paul’s Debit Card to your Fitbit watch or tracker via the Fitbit App and you’re ready to go

Student Current Account

Our Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, and best of all, there’s free day-to-day banking for Students. (Terms and Conditions apply)

In order to open a Student Current Account and avail of a fee concession, you must be aged 16 – 25 years, resident in the Republic of Ireland and in full time third-level education. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open a Current Account.

Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. 

Student Loans

We can provide you with loans for college fees and expenses, and a car loan if you now need a car to travel to college (Lending Terms and Conditions Apply)