Loans with St. Paul's Garda Credit Union

Your Loan - Your Way


Home-Improvements-posterThe two most important things about a loan are, being able to borrow the money and being able to repay it.

At St. Paul’s Garda Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Up to €400 CASHBACK!

You can get up to €400 Cashback when you get a loan from St. Paul’s to purchase a new Ford or Hyundai! Click for details.

Why a Credit Union Loan is different;

  • There are no hidden fees or transaction charges.
  • Our interest rates are fair and reasonable compared to others in the market.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Your St. Paul’s loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Our standard loan rate of 7.75%* means you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at St. Paul’s Garda Credit Union.

Thinking of buying a new car?

Click here to compare the cost of PCP finance with a St. Paul’s Garda Credit Union Car Loan.

To work out the cost of your St. Paul’s loan, go to our Loan Calculator, drop in, or call us on 021-4313355.

Loans are subject to approval. Terms and Conditions apply.