We are Lending

The two most important things about a loan are, being able to borrow the money and being able to repay it.

At St. Paul’s Garda Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Why a St. Paul’s Garda Credit Union Loan is different

  • There are no hidden fees or transaction charges.
  • Our interest rates are fair and reasonable compared to others in the market.
  • Your St. Paul’s loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
  • St. Paul’s returned a 5% Rebate of Interest on ALL LOANS in 2019 giving you back 5% of the Loan interest you paid

Our loan rates mean you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at St. Paul’s Garda Credit Union.

Our Loan Types

STANDARD LOAN

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HOME IMPROVEMENT LOAN

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MORTGAGE

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STUDENT LOAN

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SHARE COVERED LOAN

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Benefits of a St. Paul's Loan

GREAT RATES

NO GIMMICKS

NO HIDDEN CHARGES

FREE LOAN PROTECTION &
LIFE INSURANCE