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Standard Rate Loan 7.75% (8.0% typical APR)

Personal Loans for – Car – Christmas – Clear other Debts – Back to School – Dental – Electrical Goods – Engagement – Family Events – Fuel – Furniture – Graduation – Holidays – Home Improvements -Insurance – Legal Bills – Medical – Tax – Wedding – etc…

Typical example: A 4 year Standard Rate Loan of €20,000.00 will have 48 monthly repayments of €485.91, Interest 7.75% variable, (8.0% APR). If the APR does not vary during the term of the loan the total cost of credit is €3,323.68. The total amount payable is €23,323.68

Conditions:

  • Loan Duration: Up to 5 years

Loan Interest Rebate

St. Paul’s 5% Rebate of Interest on all our loans in 2019 effectively reduced the APR of our loan rates

Loan Interest Rebate

How to Apply and Supporting Documentation

Information on how to apply for a loan and the supporting documentation that may be required

How to apply for a Loan?

Loans are subject to approval. Terms and Conditions apply

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future.

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Family Events
Holidays
Medical & Dental
Funeral Expenses