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Home Improvement Loan 4.25% (4.33% typical APR)

Typical example: A 10 year Home Improvement Loan of €50,000.00 will have weekly repayments of €117.63, Interest 4.25% variable, (4.33% APR). If the APR does not vary during the term of the loan the total cost of credit is €11,400.38 The total amount payable is €61,400.38


  • Minimum Loan amount €25,000 (Lower amounts available at the Standard 7.75% Rate and Conditions (8.0% typical APR))
  • Loan Duration: Up to 10 years
  • Quotations or Estimates of the Home Improvements work from the Contractor or Supplier required

5% Rebate of Interest

Last year St. Paul’s paid a 5% Rebate of Interest on all loans back to our members, effectively reducing our Home Improvement Loan rate to 4.04% (4.11% APR)

More on 5% Rebate

How to Apply and Supporting Documentation

Information on how to apply for a loan and the supporting documentation that may be required

How to apply for a loan?

Loans are subject to approval. Terms and Conditions apply

Figures quoted are indicative, actual repayments may vary

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future.