• Download an Application Form below, or
  • Contact us on 021 4313355 or enquiries@stpaulscu.ie and we will post a form to you

About St. Paul’s?

St. Paul’s Garda Credit Union is a Credit Union providing financial services to serving and retired members of An Garda Síochána, including Garda Staff and Garda Reserve members, and their families.

Established in Cork in 1967, we serve members worldwide.

St. Paul’s Garda Credit Union is a not-for-profit co-operative and operates solely for your benefit and to meet your financial needs. Your savings in the credit union are called shares.

This means that you own a share of the credit union which gives you a dual role of being an owner, and a member, of the credit union!

Who can join St. Paul’s?

  • Members of An Garda Síochána including Garda Staff and Garda Reserve members, and their families
  • Retired members of An Garda Síochána, and their families
  • Student Gardaí, and their families
  • Permanent staff of St. Paul’s Garda Credit Union Ltd., and their families

The St. Paul’s member that is a serving or retired member of An Garda Síochána is called the Bondholder. Garda Staff and Garda Reserve members are also Bondholders.

Current rules stipulate that to join, family members must be part of the same family* and household as the Bondholder. However a child or step-child of a member not resident with the bondholder may join provided they are under the age of 18 years, and resident in the Republic of Ireland or the United Kingdom.

*member of the family in relation to any person, means that person’s father, mother, grandfather, grandmother, father-in-law, mother-in-law, spouse or civil partner**, cohabitant***, son, daughter, grandson, granddaughter, brother, sister, half-brother, half-sister, uncle, aunt, nephew, niece, first cousin, step-son, step-daughter, step-brother, step-sister, son-in-law, daughter-in-law, brother-in-law or sister-in-law.

**civil partner and ***cohabitant have the same meaning as they have in the Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010.

Retired and family members can avail of all our loan rates and services.

How do I save funds or repay loans with St. Paul’s if I’m not on Garda payroll or pension?

Your Weekly/Fortnightly/Monthly payments can be made as follows:

  • Paypath
  • Direct Debit from your bank or other financial institution
  • Post a Cheque, Draft, Money Order etc. to our office
  • Drop in to our office in Cork or Templemore
  • Deductions through your family bond holder pay or pension