St. Paul’s Garda Credit Union is a Credit Union providing financial services to serving and retired members of An Garda Síochána, including Garda Staff and Garda Reserve members, and their families.

Established in Cork in 1967, we serve members worldwide.

St. Paul’s Garda Credit Union is a not-for-profit co-operative and operates solely for your benefit and to meet your financial needs. Your savings in the credit union are called shares.

This means that you own a share of the credit union which gives you a dual role of being an owner, and a member, of the credit union!

The St. Paul’s member that is a serving or retired member of An Garda Síochána is called the Bondholder. Garda Staff and Garda Reserve members are also Bondholders.

Current rules stipulate that to join, family members must be part of the same family* and household as the Bondholder. However a child or step-child of a member not resident with the bondholder may join provided they are under the age of 18 years, and resident in the Republic of Ireland or the United Kingdom.

*member of the family in relation to any person, means that person’s father, mother, grandfather, grandmother, father-in-law, mother-in-law, spouse or civil partner**, cohabitant***, son, daughter, grandson, granddaughter, brother, sister, half-brother, half-sister, uncle, aunt, nephew, niece, first cousin, step-son, step-daughter, step-brother, step-sister, son-in-law, daughter-in-law, brother-in-law or sister-in-law.

**civil partner and ***cohabitant have the same meaning as they have in the Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010.

Retired and family members can avail of all our loan rates and services.

Your Weekly/Fortnightly/Monthly payments can be made as follows: