St. Paul’s Garda Credit Union is a credit union focused on serving the needs of serving and retired members of An Garda Síochána and their families.

Established in Cork in 1967, we serve members worldwide.

St. Paul’s Garda Credit Union is a not-for-profit co-operative and operates solely for your benefit and to meet your financial needs. Your savings in the credit union are called shares.

This means that you own a share of the credit union which gives you a dual role of being an owner, and a member, of the credit union!

Who can join St. Paul’s?

  • Members of An Garda Síochána including Garda Staff and Reserve members, and their famalies
  • Retired members of An Garda Síochána, and their families
  • Student Gardaí, and their families
  • Permanent staff of St. Paul’s Garda Credit Union Ltd., and their families

Note: Family members must be a member of the family* and household of the bond holder. (Rule 13(2)).

*member of the family in relation to any person, means that person’s father, mother, grandfather, grandmother, father-in-law, mother-in-law, spouse or civil partner**, cohabitant***, son, daughter, grandson, granddaughter, brother, sister, half-brother, half-sister, uncle, aunt, nephew, niece, first cousin, step-son, step-daughter, step-brother, step-sister, son-in-law, daughter-in-law, brother-in-law or sister-in-law.

**civil partner and ***cohabitant have the same meaning as they have in the Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010.

A child or step-child of a member, where such child or step-child is under the age of 18 years and living outside the common bond but resdent in the Republic of Ireland or the United Kingdom, shall not be precluded from membership of the credit union.

Retired and family members can avail of all our loan rates and services.

How do I save funds or repay loans with St. Paul’s if I’m not on Garda payroll or pension?

Your Weekly/Fortnightly/Monthly payments can be made as follows:

  • Paypath
  • Direct Debit from your bank or other financial institution
  • Post a Cheque, Draft, Money Order etc. to our office
  • Drop in to our office in Cork or Templemore
  • Deductions through your family bond holder pay or pension