Become a Member
Join Us Online

Online Membership

The fastest way to apply for membership of St. Paul’s is online via our Digital Member Onboarding.

Please note the following before beginning your online membership application:

  • Review “Who can join St. Paul’s” section below to clarify your eligibility for membership.

  • You must be over 16 years of age to apply Online, applicants under 16 apply on the Minor Membership Application Form.

  • You will require an active Camera on your device to capture an ID Snapshot of yourself.

  • If you are using a Smartphone you can use the Smartphone Camera to take photos of the Documents for upload.

  • You will require proof of ID, your valid and in-date Passport or Driving Licence to upload.

  • You will require proof of Address and PPSN documents to upload.

  • You will require a mobile number and email address, these must be unique to you and not already used on another account in St. Paul’s.

  • Remember the Password (Case Sensitive) you create for online banking as you will require it to log-in to your online account.

  • You can save a partial application and update it within 14 days. Take note of the reference number as it will be required to continue your application later.

  • Ensure you complete all sections of the online application and upload the required documents to prevent delays in processing of your application.

Membership Forms


Minor (under 16)

Joint Account


Complete a Membership Application Form and return to us with the supporting documentation.

Download an Application Form above, or Contact us on 021 4313355 or and we will post a form to you.

About St. Paul’s?

St. Paul’s Garda Credit Union is a Credit Union providing financial services to serving and retired members of An Garda Síochána, including Garda Staff and Garda Reserve members, and their families.

Established in Cork in 1967, we serve members worldwide.

St. Paul’s Garda Credit Union is a not-for-profit co-operative and operates solely for your benefit and to meet your financial needs. Your savings in the credit union are called shares.

This means that you own a share of the credit union which gives you a dual role of being an owner, and a member, of the credit union!

Who can join St. Paul’s?

  • Members of An Garda Síochána including Garda Staff and Garda Reserve members, and their families
  • Retired members of An Garda Síochána, and their families
  • Trainee Gardaí, and their families
  • Permanent staff of St. Paul’s Garda Credit Union Ltd., and their families

The St. Paul’s member that is a serving or retired member of An Garda Síochána is called the Bondholder. Garda Staff and Garda Reserve members are also Bondholders.

Current rules stipulate that to join, family members must be part of the same family*/household as the Bondholder. However a child or step-child of a member not resident with the bondholder may join provided they are under the age of 18 years, and resident in the Republic of Ireland or the United Kingdom.

*member of the family in relation to any person, means that person’s father, mother, grandfather, grandmother, father-in-law, mother-in-law, spouse or civil partner**, cohabitant***, son, daughter, grandson, granddaughter, brother, sister, half-brother, half-sister, uncle, aunt, nephew, niece, first cousin, step-son, step-daughter, step-brother, step-sister, son-in-law, daughter-in-law, brother-in-law or sister-in-law.

**civil partner and ***cohabitant have the same meaning as they have in the Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010.

Retired and family members can avail of all our loan rates and services.

How do I save funds or repay loans with St. Paul’s if I’m not on Garda payroll or pension?

Your Weekly/Fortnightly/Monthly payments can be made as follows:

  • Paypath

  • Direct Debit from your bank or other financial institution

  • Post a Cheque, Draft, Money Order etc. to our office
  • Drop in to our office in Cork
  • Deductions through your family bond holder pay or pension