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Share Covered Loan 3.9% (4.0% typical APR)

A special rate for members who have supported us and fellow members by keeping their savings with us.

Typical example: A 3 year Share Covered Loan of €10,000.00 will have Monthly repayments of €294.80, Interest 3.9% variable, (4.0% APR). If the APR does not vary during the term of the loan the total cost of credit is €612.80 The total amount payable is €10,612.80

Conditions:

  • Loan amount is less than or equal to Share balance amount
  • Shares will be tied to Loan for the lifetime of the Loan
  • Share balance cannot be reduced below the Loan balance
  • Loan Duration: Up to 5 years
  • €5,000 minimum loan amount

Loan Interest Rebate

St. Paul’s 5% Rebate of Interest on all our loans in 2019 effectively reduced the APR of our loan rates

Loan Interest Rebate

How to Apply and Supporting Documentation

Information on how to apply for a loan and the supporting documentation that may be required

How to apply for a Loan?

Loans are subject to approval. Terms and Conditions apply

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future.

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