Green Home Improvement Loans

Loan Rate 4.1%
(4.17% typical APR)

Green Home Improvements loan

St. Paul’s Garda Credit Union offer you a market leading low rate for Green Loans.

If you’re got plans to make your home warmer and more energy efficient, we’ve got the flexible green loan for you.

We all know that making our homes more energy efficient is not only good for the environment at large, but also great for saving a bit of money on utility bills.

If you’re looking to upgrade your home and want to reduce your carbon footprint in the process, why not contact us about a flexible green home improvement loan or start your online loan application today.

How to Apply?

Online

The fastest way to apply is on our Mobile App or via your online account.

Call Us

Call us during office hours on 021 4313355.

Email Us

Send an email with your loan details to us at enquiries@stpaulscu.ie.

Visit Us

Call into our office in Cork with all your required documentation.

Supporting Documentation

Speed up your loan application by having the following loan supporting documentation available.

  • 3 months recent bank statements (Open Banking Available)

  • 2 Pay/Pension slips for applicant (and spouse/partner where applicable)
  • Self-employed income – most recent set of financial accounts (where applicable)
  • Evidence of other income e.g. rental income
  • Quotation from SEAI approved contractors for works

Green Home Improvement Loan 4.1% (4.17% typical APR)

Typical Example

A 3 year Green Home Improvement Loan of €10,000.00 will have 36 monthly repayments of €295.68, Interest 4.1% variable, (4.17% APR). If the APR does not vary during the term of the loan the total cost of credit is €643.18. The total amount payable is €10,643.18

Loan Conditions

  • Minimum loan amount of €5,000
  • Approved works must be completed by SEAI Registered Installers (External Windows and Doors are exempt from this requirement).
  • 100% of the loan must be verified by quotations/ invoices.
  • Payment will be paid directly to the contractor.
  • The list of Approved Works will be strictly adhered to.

Approved Works

  • Renewable energy systems (heat pumps, solar panels)

  • Energy-efficient heating controls
  • Sustainable water & heating systems
  • Insulation (attic, walls, roof, floors, pipes)
  • Window & door replacement (no grant required)
  • SEAI One-Stop-Shop Retrofit
  • Home energy/BER assessment

Why a Green Home Improvement Loan With Us?

This loan has been developed to help members looking to make their home a little greener.

Flexible loan schedule

Our easy repayments fit in with your budget.

No fees or charges

We don’t charge any hidden extras.

Speed and convenience

A decision on your loan will be made quickly.

Personal treatment

We provide the best customer service to our members.

Low interest rate

Our low interest rates are extremely competitive.

Ethical loans

A credit union loan is an ethical loan.